Housing finance tracker
Track average 30-year and 15-year mortgage rates with real historical movement, mini charts, and comparison context against Treasury benchmarks.
The most searched mortgage benchmark for homebuyers and refinancing decisions.
Interactive chart
Hover to inspect points. Use the range buttons to switch the visible history window.
Useful for comparing shorter repayment terms and the tradeoff between monthly payment and total interest.
Interactive chart
Hover to inspect points. Use the range buttons to switch the visible history window.
Mortgage rates do not move one-for-one with the Fed. They are influenced by Treasury yields, mortgage-backed securities spreads, and lender pricing conditions. That is why historical comparison matters more than a single printed number.
Compare housing borrowing costs with the bond market using Mortgage vs Treasury, or return to the main rate dashboard.